Privacy Policy

Introduction

Naturistic ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how your personal information is collected, used, and disclosed by Naturistic when you use our website and services related to digital banking and financial education.

We value your trust and strive to be transparent about our data practices. By accessing or using our services, you acknowledge that you have read and understood this Privacy Policy.

Information We Collect

We collect information that you provide directly to us, information we collect automatically when you use our services, and information from third-party sources.

Information You Provide to Us

We collect information you provide directly to us when you:

• Register for our training programs or services
• Complete forms on our website, including contact or inquiry forms
• Participate in surveys, contests, or promotions
• Communicate with us via email, phone, or other methods

This information may include:

• Contact information (name, email address, phone number, postal address)
• Demographic information (age, gender, occupation)
• Payment information (credit card details, banking information)
• Educational and professional background information
• Any other information you choose to provide

Information We Collect Automatically

When you visit our website or use our services, we automatically collect certain information, including:

• Log information (IP address, browser type, pages viewed, time spent)
• Device information (hardware model, operating system, unique device identifiers)
• Location information (based on IP address or GPS with your consent)
• Cookies and similar technologies (as explained in our Cookie Policy)

How We Use Your Information

We use the information we collect for various purposes, including to:

• Provide, maintain, and improve our services
• Process transactions and send related information
• Send administrative messages, updates, and promotional materials
• Respond to your comments, questions, and requests
• Monitor and analyze trends, usage, and activities
• Personalize and improve your experience
• Detect, prevent, and address technical issues and fraudulent activities
• Comply with legal obligations and enforce our terms and policies

Sharing of Information

We may share your personal information in the following circumstances:

With Service Providers

We may share your information with third-party vendors, consultants, and other service providers who need access to such information to perform services on our behalf, such as payment processing, data analysis, email delivery, hosting, customer service, and marketing assistance.

For Legal Reasons

We may disclose your information if we believe that such action is necessary to:

• Comply with applicable laws, regulations, legal processes, or governmental requests
• Protect the rights, property, and safety of Naturistic, our users, or others
• Detect, prevent, or address fraud, security, or technical issues
• Enforce our terms of service or other agreements

Business Transfers

If Naturistic is involved in a merger, acquisition, or sale of all or a portion of its assets, your information may be transferred as part of that transaction. We will notify you of any such change in ownership or control of your personal information.

With Your Consent

We may share your information with third parties when you have given us your consent to do so.

Data Security

We take reasonable measures to help protect your personal information from loss, theft, misuse, unauthorized access, disclosure, alteration, and destruction. However, no security system is impenetrable, and we cannot guarantee the security of our systems.

We implement various security measures including:

• Encryption of sensitive information
• Secure network infrastructure with firewalls and intrusion detection
• Regular security assessments and audits
• Employee training on privacy and security practices
• Access controls to limit data exposure

Your Rights and Choices

You have several rights regarding your personal information:

Account Information

You may update, correct, or delete your account information at any time by logging into your account or contacting us. Note that we may retain certain information as required by law or for legitimate business purposes.

Marketing Communications

You may opt out of receiving promotional emails from us by following the instructions in those emails. If you opt out, we may still send you non-promotional emails, such as those about your account or our ongoing business relations.

Cookies

Most web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove or reject cookies. Please note that if you choose to remove or reject cookies, this could affect the availability and functionality of our services.

Data Subject Rights

Depending on your location, you may have the right to:

• Access personal information we hold about you
• Request that we rectify or erase your personal information
• Restrict or object to processing of your personal information
• Request portability of your personal information
• Lodge a complaint with a supervisory authority

To exercise these rights, please contact us as described in the "Contact Us" section below.

International Data Transfers

We may transfer your personal information to countries other than the one in which you live, including to the United States. When we transfer personal information outside of Ghana, we take steps to ensure that your information receives an adequate level of protection.

Children's Privacy

Our services are not directed to children under the age of 18, and we do not knowingly collect personal information from children under 18. If we learn that we have collected personal information of a child under 18, we will take steps to delete such information as soon as possible.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

We encourage you to review the Privacy Policy whenever you access our services to stay informed about our information practices.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

Naturistic
11 Pedu Junction, Cape Coast, Ghana
Phone: +233 33 213 5602
Email: [email protected]